We thank our shareholders, employees, and millions of customers who continue to place their trust in us. The journey from a single kretek workshop to a diversified future-ready group has been long. But as we like to say in Kudus: “Alon-alon asal kelakon” —slowly but surely, we will get there.
: Recent annual reviews highlight a massive shift toward "BCA Mobile" and "myBCA," showcasing the Group’s commitment to fintech and digital banking. djarum group annual report
A recurring theme in Djarum Group literature is the concept of This refers to the group’s strategy of leveraging its massive tobacco-generated capital to diversify into high-growth sectors. The report typically outlines how the group is future-proofing itself against the eventual decline of tobacco consumption by investing in: We thank our shareholders, employees, and millions of
Djarum Group, one of Indonesia's most influential and diversified conglomerates, operates as a private entity, which means it does not release a single, consolidated public annual report in the way publicly traded companies do. However, through its major subsidiaries and the strategic business reviews of its listed entities—most notably Bank Central Asia (BCA)—investors and analysts can piece together the Group's annual performance and strategic direction. The Anchor of the Group: Bank Central Asia (BCA) : Recent annual reviews highlight a massive shift
The annual reporting typically divides the group's performance into three core pillars: