Hdfc Current Account Limit (2025-2026)

: Deposits are linked to balance maintenance, often allowing free deposits up to 10 times the AMB .

Exceeding any of the above limits without proper account variant leads to: hdfc current account limit

| Account Variant | Free Cash Deposit per Month | Excess Charge (% of value) | |----------------|-----------------------------|----------------------------| | | Up to ₹2 Lakhs | 1.5% - 2% | | Premium Business Account | Up to ₹5 Lakhs | 1% - 1.5% | | Max Current Account | Up to ₹25 Lakhs | ~0.5% - 1% | | Trade/Roaming Current Account | Up to ₹2 Lakhs | 1.5% | : Deposits are linked to balance maintenance, often

: Free up to ₹60 lakh per month or 10 times the maintained Average Monthly Balance (AMB), with an upper cap of ₹200 lakh. The limit is typically determined based on factors

The HDFC current account limit varies depending on the type of account and the customer's profile. The limit is typically determined based on factors such as the customer's credit history, income, and business turnover. Here are some general guidelines on HDFC current account limits:

A current account is a type of bank account that allows businesses to manage their day-to-day transactions, such as receiving payments, making purchases, and paying bills. Unlike savings accounts, current accounts are designed for frequent transactions and typically offer higher transaction limits.