Xero offers a range of subscription plans designed to scale with a business, starting from basic tools for sole traders to comprehensive solutions for established enterprises. In 2026, Xero's pricing is primarily structured into three tiers in the US—, Growing , and Established —with various optional add-ons to customize functionality. Xero Subscription Plans and Monthly Costs (2026)
| Add-on | Monthly cost (approx.) | Purpose | |--------|----------------------|---------| | | $6–$10 + $1–$2 per employee | US: Gusto integration; UK/AU/NZ: built-in payroll tiers | | Xero Projects | Included in Standard/Premium | Time tracking, job costing | | Xero Expenses | Included in Standard/Premium | Employee expense claims | | Hubdoc | Included (Starter limited) | Auto-fetch bills/receipts | | Tracking categories | Free (2 categories) | Additional categories may require Premium | | E-invoicing | Free (in some regions) | PEPPOL network fees may apply | xero subscription costs
As a business owner, managing your finances effectively is crucial for success. Xero, a popular cloud-based accounting software, offers a range of tools to help you streamline your financial management. However, before committing to Xero, it's essential to understand the subscription costs involved. In this feature, we'll break down the costs associated with Xero subscriptions, helping you make an informed decision for your business. Xero offers a range of subscription plans designed