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In this model, individuals form a group to take a loan. If one member defaults, the entire group is disqualified from future loans. It is effective because it utilizes peer monitoring and social pressure instead of physical collateral to ensure high repayment rates. vision fund microfinance exam questions and answers pdf
Answer: b) To provide access to capital for low-income individuals and small businesses You can search for these resources online or
Answer: a) To maintain a minimum capital adequacy ratio vision fund microfinance exam questions and answers pdf