Xero Subscription Prices (LIMITED)
As of May 2026, Xero has updated its global subscription model, moving from traditional tiers to a more specialized set of plans including Ignite , Grow , Comprehensive , and Ultimate . These plans vary significantly by region, with specific price increases taking effect in Australia starting July 1, 2026. Core Subscription Plans (Global USD/General) Xero's standard pricing often includes a "3 months at 90% off" promotion for new subscribers. The base rates for the primary tiers are as follows: Regular Monthly Price Ignite ~$35 - $37 New businesses and sole traders Grow ~$75 - $83 Expanding businesses needing unlimited invoices Comprehensive ~$100 - $110 Businesses requiring multi-currency and advanced reporting Ultimate ~$125 - $143+ Large firms with project tracking and high-volume payroll Pricing Plans | Xero NZ
Xero offers three core plans for small businesses, plus specific plans for accountants and larger enterprises. All prices are monthly (billed month-to-month, though discounts apply for annual prepayment).
1. Core Plans for Small Businesses | Plan | Monthly Price (USD) | Best For | Key Features | |------|--------------------|----------|----------------| | Ignite | $15 | Sole traders, freelancers, very new businesses | Send 20 invoices & quotes, enter 5 bills, reconcile bank transactions, capture receipts | | Grow | $42 | Growing small businesses (most popular) | Unlimited invoices, quotes, bills; bulk reconcile; short-term cash flow & business snapshot | | Comprehensive | $78 | Established businesses with more complexity | Everything in Grow, plus projects, multi-currency, analytics, expenses, and deeper reporting |
Prices shown are for US customers. Xero prices vary significantly by country (UK, Australia, Canada, etc.). xero subscription prices
2. Key Plan Differences at a Glance | Feature | Ignite | Grow | Comprehensive | |---------|--------|------|----------------| | Invoices/quotes/bills | 20 per month | Unlimited | Unlimited | | Enter bills | 5 per month | Unlimited | Unlimited | | Bank reconciliation | ✅ | ✅ | ✅ | | Receipt capture (Hubdoc) | ✅ | ✅ | ✅ | | Bulk reconcile transactions | ❌ | ✅ | ✅ | | Short-term cash flow | ❌ | ✅ | ✅ | | Business snapshot dashboard | ❌ | ✅ | ✅ | | Projects (job costing) | ❌ | ❌ | ✅ | | Multi-currency | ❌ | ❌ | ✅ | | Expenses (claim & approve) | ❌ | ❌ | ✅ | | Analytics & trend reports | ❌ | ❌ | ✅ |
3. Other Xero Plans
Xero for Accountants & Bookkeepers – Special pricing (often free or heavily discounted for practice users). Partners get a central dashboard to manage all client files. Xero Enterprise – Custom pricing. For larger businesses needing advanced inventory, multi-entity consolidation, and dedicated support. As of May 2026, Xero has updated its
4. Additional Costs to Know
Payroll – Not included in base plans. In the US, Xero partners with Gusto (starts ~$40/mo + per employee). Xero Expenses – Included in Comprehensive. Otherwise, add-on starts ~$5–$10/mo. Xero Projects – Only in Comprehensive. File storage – Basic storage is included, but overage may cost extra.
5. Getting a Discount
Annual prepay – Save up to 20% (e.g., Ignite ~$144/year instead of $180). Accountant discount – If your accountant is a Xero partner, they may offer a discounted rate. Promotions – Xero sometimes offers 30–50% off first 3–6 months for new customers.
6. Country Variations (Examples) | Country | Ignite | Grow | Comprehensive | |---------|--------|------|----------------| | UK (£) | £14 | £34 | £55 | | Australia (A$) | $27 | $62 | $98 | | Canada (C$) | $18 | $45 | $75 | Always check Xero’s official pricing page for your region.