UniCredit (like all Italian banks) is moving toward EU regulations that will cap instant transfer fees at the same level as standard transfers. However, as of now, most customers still pay a premium for speed.
The EU is pushing for by 2025. UniCredit has already started offering free instant transfers on its digital-first accounts (MyGenius Green). Expect other accounts to follow, though it may take another 12–18 months. unicredit bonifico istantaneo
: Receiving an instant transfer is typically free of charge for most accounts. How to Execute Bonifici bancari online | UniCredit UniCredit (like all Italian banks) is moving toward
UniCredit adheres to the European SEPA Instant scheme, meaning you can send money to any bank in the SEPA zone (all EU countries plus the UK, Switzerland, Norway, etc.) that supports instant payments. How to Execute Bonifici bancari online | UniCredit
The process is nearly identical to a normal transfer, but you must actively select the “instant” option. Here is the step-by-step guide for (the most common method).