| Feature | RTGS | NEFT | IMPS | |---------|------|------|------| | Min amount | ₹2 lakh | No min | No min | | Max amount | No limit | No limit | ₹5 lakh (generally) | | Speed | 30 mins | Batch (hourly) | Instant | | Online fee at Union Bank | | Free | Free | | Best for | Large urgent payments | Small/medium amounts | Quick <₹5L transfers |
For 99% of Union Bank customers, – as long as you use net banking or the mobile app. The only time you’ll pay is if you walk into a branch and ask a teller to process it. union bank rtgs charges
: Online RTGS is available 24/7/365 , including Sundays and bank holidays. RTGS Fee Structure (2026) | Feature | RTGS | NEFT | IMPS